Who this audience is
Health coverage shoppers on Topple are primarily self-employed individuals and small business owners who must navigate the individual health insurance market without employer assistance. This is a high-frustration, high-need audience — finding good coverage at a manageable cost is a persistent challenge for the self-employed, and advertising that addresses this pain point with real product solutions earns strong engagement.
Small-business owners, employees, or self-employed among adults with ACA Marketplace / individual-market coverage48%
All U.S. adults under 65, nationally16%
Source: KFF analysis of Current Population Survey data, 2024
Self-Employed IndividualsThe largest health insurance shopping segment in the Topple audience. Independent contractors, freelancers, and sole proprietors without group coverage options.
Small Business OwnersBusiness owners considering group health coverage for themselves and employees. More complex decision — balancing cost, employee benefit value, and tax implications.
Pre-Medicare AdultsAdults approaching 65 navigating the transition from individual or employer coverage to Medicare. High-engagement audience during the year before eligibility.
ACA Marketplace ShoppersConsumers in the ACA marketplace comparing plan options during open enrollment. Price, deductible, and network are primary comparison factors.
How Topple reaches this audience
Topple reaches health coverage audiences through contextual targeting on health, financial, and small business editorial — the environments where self-employed consumers research coverage options and where the concentration of the Topple self-employed audience is highest.
Explore the Insurance market page